Should I Get a Credit Card?

Credit cards can be useful and convenient for paying for goods and services. They are, however, a way to get quickly and deeply into debt. The high rates of interest and a low minimum repayment can create problems for borrowers. Debt can grow, and many have found themselves buying things on impulse they can't afford. … Continue reading Should I Get a Credit Card?

Never Split The Difference

Never Split the Difference is the title of a book I read a little while ago. The book by Christopher Voss, a former FBI hostage negotiator. It tells Chris's story but more importantly passes on some good advice in the art of negotiating. I love many of the ways that Chris explains the psychology of … Continue reading Never Split The Difference

Your Finances and The Power of Multiplication

Photo by Josh Appel on Unsplash Personal Finance - Budgeting Many of us have difficulty in managing our finances. Budgeting, of course, is essential, knowing where our money goes each month and allowing for future expenses is key to avoiding financial problems. There is one problem that confronts most of us and that it is the subtle power of … Continue reading Your Finances and The Power of Multiplication